Friday 10 August 2012

Touring caravan users urged to remind insurance firms of holidays

Heading out into the beautiful British countryside with a touring caravan this summer is sure to be a hugely popular and rewarding activity, but it does not come without some responsibilities.

Tim Shallcross, head of policy at the Institute of Advanced Motorists, said it is vital that you alert your insurance provider of any trips you plan to take in a vehicle that is towing a caravan to UK campsites.

There are no shortcuts around this, as you might find your policy is invalid if you do not follow the correct guidelines. Insurance companies need to know about your touring caravan activities as they will look to ensure you have all the right mirrors on your car and an adequate towbar.

"It is also a very good idea to get the caravan itself insured. There is a registration scheme for caravans that has been in existence for some time now. Make sure the caravan that you’re buying is on that scheme, make sure that it is registered and registered with you being the keeper and take out insurance for the caravan itself," Mr Shallcross stated.

Once you have completed all the formalities and ensured your car and caravan are in the required condition to hit the road, you will be in a position to explore UK campsites in pursuit of a comfortable, fun and affordable break.

Of course, the advantage of owning a touring caravan is that you can take breaks whenever you wish, so holidays in Devon, Sussex, Yorkshire, Wales and a host of other destinations are available on tap. We are perhaps now at the time of the year when you will want to make use of that.

However, remember it is not worth risking a financial calamity by failing to ensure you have adequate cover in place for your mobile holiday home and the vehicle that is towing it.

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